Monday, June 11, 2018

How to Open HDFC Basic Saving Zero Balance Bank Account ?


HDFC Bank is India’s largest private sector Bank providing wide range of personal banking services including savings and current accounts, credit cards, loans, deposits, funds etc.


HDFC Bank also offering BSBDA (Basic Savings Bank Deposit Small Account).This account includes zero balance and a free Ru-Pay card. Besides these, customers can avail other features of BSBDA, such as bill payment options, statements and alerts. You can also choose special services like international debit card and safe deposit lockers.
Features:
  • Free passbook facility for all individual account holders
  • Enjoy free cash and cheque deposits at branches and ATMs.
  • Access your account with your free Ru-Pay Card
  • 4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc. In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.
  • Free lifetime Bill Pay
  • Free Insta Query facility
  • Free e-mail statements
  • Easy banking with facilities like Net Banking, Phone Banking and Mobile Banking that allow you to check your account balance, pays utility bills, or even stops cheque payments via SMS.
Know about HDFC Basic Savings Zero Balance Bank Account


How to open Zero Balance Bank Account in HDFC Bank? What is Eligibility Criteria?

In order to open a new Savings Account, simply walk into the nearest HDFC Bank and speak to a customer service executive. Remember to carry the following documents (original for verification and self-attested copies for submission):
  • Identity Proof
  • Address Proof
  • Latest passport size photographs
  • Resident Individuals or Hindu Undivided Families can open this account easily (sole or joint account).
  • You should not be holding any other Savings account with the HDFC Bank.
  • Is there any Minimum Balance Requirement for this account?
  • No Initial Payment is required to open a HDFC 'Basic Savings Bank Deposit' account and No Average Monthly Balance needs to be maintained.

Know HDFC Bank Basic Savings Bank Deposit Account fees and charges:

Description of Charges
Basic Savings Bank Deposit Account
Minimum Balance (Average Monthly Balance)
ZERO
Charges on non maintenance thereof
NA
Cheque Book
Free 
Passbook issuance
Free
Balance Enquiry 
Free
Balance Certificate
Free
Interest Certificate
Free
TDS Certificate
Free
Account Closure 
Free
Activation of dormant account
Free
Cash Deposits
Free
Withdrawals
4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc.
In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.
Phone-banking - IVR
Free
Rupay Card
Free
Bill Pay
Free
Insta Alerts
Free
NEFT Charges – Inward
Free
NEFT Charges- Outward 
Free ( As per specified limit in withdrawals section)
RTGS - Outward 
Free ( As per specified limit in withdrawals section)
RTGS - Inward
Free
Mobile-banking
Free
Net-banking
Free



Click here to open HDFC Zero Balance Account online.
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