Wednesday, July 18, 2018

Do Not Forget these Tips for Internet Banking and OTP sharing

Do Not Forget these Tips for Internet Banking and OTP sharing

You must remember:

  • Never share the Login details / PIN / OTP / Transaction IDs / Passcode / Confidential information to any one
  • Do not store any sensitive information such as Login ID, password, debit /credit card details, etc. in a folder on phone/computer or on paper etc
  • Never transfer funds without validation of recipient
  • Never forget to intimate us for change in address / mobile number to avoid miss-delivery of transaction communication
  • Never click on embedded links from unknown sources on social networking sites/emails
  • Employ caution on using Bluetooth in public places




Do Not Forget these Tips for Internet Banking and OTP sharing


Change your password regularly
For the first time login, it will ask you to change your current password. You should change your password that time and next time you should change your own banking passwork within every four weeks.

Do not use public computers / Public wifi to login
If you are trying to access your banking services at public computers like cafes, libraries, cyber shops, or you are using any public wifi or hotspot then you should not use banking service. If there is any emergency to access banking services then you can use VPN software to change your ip address. Also after finish your work do not forget to clear browswer history and cache.

Do not share your details with anyone.
Your bank will never ask for your confidential information via phone or email. So whether you get an apparent phone call from the bank or an email requesting your details like debit card information, any OTP, banking information, do not give out your login information. Now a days many frauds coming by this way.

Keep checking your savings account regularly
Check your account after making any transaction online. Verify whether the right amount has been deducted from your account. If you see any discrepancies in the amount, inform the bank immediately.

Always use licenced anti-virus software.
To protect your computer from new viruses, trojen and malwares, ensure that you are using licenced anti-virus software. Pirated versions of anti-virus softwares may be available for free, but they may fail to protect your computer from new viruses prevalent in the online world. In addition, you will get notifications for updates in the software periodically. Make sure that you keep your anti-virus updated, so that your confidential information is always protected.

Disconnect the internet connection when not in use:
Most broadband users do not disconnect the internet connection on their computer when they are not using it. Malicious hackers can access your computer via an internet connection and steal your confidential banking information. To keep your data protected, ensure that you disconnect from the internet when you do not require it.

Type your internet banking URL
It is a safer to type your bank URL in the address bar of the browser than clicking on links given in an email. There are instances of fraudsters sending emails with fraudulent websites links that are designed exactly like the bank’s original website. Once you enter your login details on such a website, they may be used to access your account and steal your money. While logging on, check for 'https://' in the URL and ensure that it is your bank’s authentic website.

Check for latest updates of your Smartphone's and PC operating system :
All smartphone and PC users should make sure that their mobile / PC operating system is updated with the latest security patches and updates. They should also not remove the security controls from the phone or PC often called 'jail breaking' or 'rooting'. They should always look to restrict access that apps ask for when being installed to only what the app really needs.


Tags : banking tips and tricks, smart banking tips, banking tips for students, banking tips for beginners, safe banking tips, online banking, banking information, best banks survey

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